Terms of use

Last updated 25 February 2021

intelliflo Advisers Inc. terms of use

This web site located at https://www.intelliflo.com (“Web Site”) and mobile software applications (“Mobile Apps”) relating to intelliflo Advisers Inc. and its business, products and services, developed, distributed, maintained or owned by intelliflo Advisers Inc. (collectively, “intelliflo Advisers”, “we”, “our”, “us”) shall be referred to collectively as the “Web Site/Mobile Apps”.

You may use the Web Site/Mobile Apps only if you agree, without modification, to these terms of use (“Terms”). Please read the Terms carefully before continuing. By using the Web Site/Mobile Apps you signify acceptance of our Terms. The term Web Site includes any other web site owned, operated, licensed, or controlled by intelliflo Advisers. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Web Site/Mobile Apps. These Terms are in addition to any other agreements between you and intelliflo Advisers, including any customer or account agreements, and any other agreements that govern your use of information, content, tools, products and services available on and through the Web Site/Mobile Apps. You may use your browser to download or print out a copy of these Terms for your records.

These Terms were last updated on February 23, 2021.

Invesco Ltd. is the parent company of various Invesco entities, including intelliflo Advisers. Some of these entities, including Invesco PowerShares Capital Management LLC, Invesco Management Group, Inc., Invesco Advisers, Inc., Invesco Private Capital, Inc., WL Ross & Co. LLC, Invesco Investment Advisers LLC and Invesco Senior Secured Management, Inc., are investment advisers registered with the Securities and Exchange Commission. Invesco Distributors and Invesco Capital Markets, Inc. (dba Zedd Securities) are broker-dealers and members of FINRA. Invesco Trust Company a Texas trust company.

1. No investment advice or recommendations

The Web Site/Mobile Apps and their content are provided to the visitors of the Website and/or customers of intelliflo Advisers and are for information and education purposes only. None of the information provided through the Web Site/Mobile Apps constitutes investment advice, investment management service or advisory service, and the views expressed should not be taken as advice to buy or sell any security. Decisions based on information contained or provided through the Web Site/Mobile Apps are your sole responsibility and at your own risk. Nothing on or in the Web Site/Mobile Apps shall be considered a solicitation or offer to buy or sell any security, future, option or other financial instrument or to offer or provide any investment, tax, financial or legal advice or service to any person in any jurisdiction. Any overviews provided through the Web Site/Mobile Apps are intended to be general in nature. While intended to be helpful, these overviews are no substitute for professional tax, financial or legal advice. Investors should seek such professional, financial or legal advice for their particular situation. If you wish to obtain further details about any information contained in our Web Site/Mobile Apps, please contact us at legal@intelliflo.com . The views expressed through the Web Site/Mobile Apps were prepared by intelliflo Advisers based upon the information available at the time such views were written. Changed or additional information could cause such views to change.

2. Jurisdictional issues and applicable law

Unless otherwise specified, intelliflo Advisers controls, operates and services the Web Site/Mobile Apps from our offices within the State of Texas, United States of America. The services and products described and information provided through the Web Site/Mobile Apps are directed to and are intended to be made available only to persons in the United States and are not intended for distribution to, or use by, any person in any other country or any jurisdiction where such distribution or use would be contrary to law or regulation or that would subject the intelliflo Advisers or any of its affiliated persons to any registration requirement within such jurisdiction or country. Persons who access the Web Site/Mobile Apps do so on their own initiative, and are responsible for compliance with applicable local laws or regulations. The laws of the State of Texas and applicable U.S. federal law shall govern these Terms. If you take legal action relating to these Terms, you agree to file such action only in state court in Harris County, Texas, or federal court within the Southern District of Texas, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.

3. Modification of Web Site/Mobile Apps

intelliflo Advisers reserves the right, at our discretion, to change these Terms and the contents of the Web Site/Mobile Apps at any time without further notice by posting updated Terms here. We suggest that you review these Terms periodically for changes. The Terms can be accessed from links on the home page and other pages of the Web Site. If you use the Web Site/Mobile Apps after we post changes to these Terms, you accept the changed Terms. intelliflo Advisers and its affiliates may also offer other services from time to time that are governed by different terms and conditions.

4. Monitoring of web site

intelliflo Advisers expressly reserves the right to monitor any and all use of the Web Site/Mobile Apps. intelliflo Advisers is under no obligation to do so and assumes no responsibility or liability arising from the use of the Web Site/Mobile Apps.

5. Copyrights and restrictions on use of materials

intelliflo Advisers owns and operates the Web Site/Mobile Apps. All information and materials relating to intelliflo Advisers contained on the Web Site/Mobile Apps are subject to copyright and/or trademark protection laws. All content and tools relating to intelliflo Advisers on the Web Site/Mobile Apps is owned by intelliflo Advisers, except content clearly identified with other persons, which is the property of their respective owners. All trademarks, service marks, and trade names relating to intelliflo Advisers displayed on the Web Site/Mobile Apps are proprietary to intelliflo Advisers, except those clearly identified with other persons, which are the property of their respective owners.

6. Copyright agent

intelliflo Advisers respects the intellectual property rights of others, and we ask all those that access the Web Site/Mobile Apps to do the same. Pursuant to Section 512(c) (2) of the Copyright Revision Act, as enacted through the Digital Millennium Copyright Act, intelliflo Advisers designates an agent as described below, to receive notifications of claimed infringement. If you reasonably believe that your work has been copied in a way that constitutes copyright infringement, please provide intelliflo Advisers’ Copyright Agent the following information:

  1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
  2. A description of the copyrighted work that you claim has been infringed;
  3. A description of where the material that you claim is infringing is located on the site;
  4. Your address, telephone number, and email address;
  5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
  6. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

intelliflo Advisers’ Copyright Agent for Notice of claims of copyright infringement on its site is Anne Gerry who can be reached as follows:

By mail:
Anne Gerry
Copyright Agentc/o Invesco Ltd.
1555 Peachtree St. NE
Atlanta, GA 30309
By phone:
(404) 439-3236
By fax:
(404) 962-8288
By email: Anne.Gerry@invesco.com

7. Limited License and Web Site/Mobile Apps Access; All Rights Reserved

intelliflo Advisers hereby grants you a limited, non-exclusive and revocable license to access and make personal use of the Web Site/Mobile Apps, but not to download (other than page caching and mobile applications to authorized platforms) or modify them, or any portion of them, except with the express prior written consent of intelliflo Advisers. We (or the respective third party owners of related content) retain all right, title, and interest in the Web Site/Mobile Apps and any content, features and services offered on the Web Site/Mobile Apps, including any and all intellectual property rights. We (or the respective third party owners of content in or on the Web Site/Mobile Apps) reserve all rights not expressly granted. Any unauthorized use, including but not limited to those described in Section 8 below, terminates the permission or license granted by intelliflo Advisers hereby. intelliflo Advisers may suspend or terminate your access to the Web Site/Mobile Apps for any reason, without prior notice.

8. Restrictions and Prohibited Uses

Any use or attempted use of the Web Site/Mobile Apps (i) for any unlawful, unauthorized, fraudulent or malicious purpose, or (ii) that could damage, disable, overburden, or impair any server, or the network(s) connected to any server, or (iii) that could interfere with any other party’s use and enjoyment of the Web Site/Mobile Apps, or (iv) to gain unauthorized access to any other accounts, computer systems or networks connected to any server or systems through hacking, password mining or any other means, or (v) to access systems, data or information not intended by intelliflo Advisers to be made accessible to a user, or (vi) to obtain or attempt to obtain any materials or information through any means not intentionally made available by intelliflo Advisers, or (vii) for any use other than the purpose for which it was intended, is prohibited. In addition, users and visitors of the Web Site/Mobile Apps may not:

  1. Copy, reproduce, republish, upload, post, transmit, or distribute in any way material from the Web Site/Mobile Apps in any manner inconsistent with the purposes for which it is offered by intelliflo Advisers to its customers, prospective customers or members of the general public.
  2. Without intelliflo Advisers’ express written permission, copy, modify, or display intelliflo Advisers’ name or logo, or any text, graphic images, or other content from the Web Site/Mobile Apps.
  3. Redeliver any of the pages, text, images, or other content of the Web Site/Mobile Apps using “framing” technology without intelliflo Advisers’ express written permission.
  4. Use devices (including software) that are designed to provide repeated automated access to the Web Site/Mobile Apps other than those made generally available by intelliflo Advisers.
  5. Include “intelliflo Advisers”, intelliflo Advisers any other intelliflo Advisers trademark, the name of any intelliflo Advisers personnel, or any variation of any of the foregoing, as a metatag, hidden textual element, or any other indicator that may create a false or misleading impression of affiliation, sponsorship, or endorsement between any user and/or site and intelliflo Advisers.
  6. Collect or store personal data about other users of the Web Site/Mobile Apps.
  7. Upload, email or otherwise transmit to the Web Site/Mobile Apps any material that contains viruses or any other computer code, files or programs that might interrupt, limit or interfere with the functionality of any computer software or hardware of file communications equipment that is owned, leased or used by intelliflo Advisers.
  8. Create a link to the Web Site unless the user or the operator of the other web site has executed intelliflo Advisers’ then standard agreement for the granting of permission to establish such a link. Please contact us to request a copy of intelliflo Advisers’ Hyperlink/Trademark Agreement.
  9. Resell or provide commercial use of the Web Site/Mobile Apps or the content therein, or any create any derivative use of the Web Site/Mobile Apps or the content therein; or any use of data mining, robots, or similar data gathering and extraction tools.
  10. Reproduce, duplicate, copy, sell, resell, visit, or otherwise exploit for any commercial purpose the Web Site/Mobile Apps without the express prior written consent of intelliflo Advisers.

intelliflo Advisers reserves the right to take whatever lawful actions it may deem appropriate in response to actual or suspected violations of the foregoing, including, without limitation, the suspension or termination of the user’s access and/or account. intelliflo Advisers may cooperate with legal authorities and/or third parties in the investigation of any suspected or alleged crime or civil wrong. intelliflo Advisers reserves the right at all times to disclose any information as intelliflo Advisers deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in intelliflo Advisers’ sole discretion.

9. Connection Requirements; Passwords and Security

To ensure a high level of confidentiality and security, intelliflo Advisers maintains physical, electronic and procedural safeguards that meet or exceed federal standards. However, you are responsible for providing and maintaining, at your own risk, option and expense, any hardware, software and communication lines required to access and use the Web Site/Mobile Apps, and intelliflo Advisers reserves the right to change the access configuration of the Web Site/Mobile Apps at any time without prior notice. The Mobile Apps should be accessible on currently supported iPad® devices. iPad® is a registered trademark of Apple Inc. Please note that wireless networks and Wi-Fi network speeds vary by provider and geographic location. We are not responsible for limitations of such services used to access the Web Site/Mobile Apps. The Mobile Apps will provide you with general information about intelliflo Advisers and its products and services. To access detailed information about certain intelliflo Advisers accounts you may be enrolled or subscribe to, an Internet link within the Mobile App will direct you to the appropriate login page of the Web Site. From there, you must provide your login credentials to access available account information. To open an account on the Web Site or access any password protected content either on the Mobile Apps or Web Site, you must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form, and choose a password and user name. You are entirely responsible for maintaining the confidentiality of your password and account and for any and all activities that occur under your account. You will be logged out of certain secure portions of the Web Site after a period of inactivity, at which time you will be required to re-enter your credentials to access secure information. You agree to (a) immediately notify intelliflo Advisers of any unauthorized use of your account or any other breach of security of which you become aware, and (b) exit completely from your account at the end of each online session. intelliflo Advisers will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by intelliflo Advisers or another party due to someone else using your account or password. You may not use anyone else’s account at any time.

10. Privacy

You may not use the Web Site/Mobile Apps to collect or harvest personal information about other persons or otherwise use the Web Site/Mobile Apps in a manner that is inconsistent with their privacy or personal data protection rights or applicable laws and regulations. We gather information when you fill out a secure “request a demo” form. We also collect general tracking information through our Web Site/Mobile Apps, such as which pages are viewed at which times, automatically through our web server software. The tracking information can give us a summary view of how our Web Site/Mobile Apps are used. Currently, we track IP addresses and Mobile App installation IDs of our users on the Web Site and within the Mobile Apps and we may use that information to improve our services and help us analyze the data to determine customer interest. We may conduct surveys regarding our products and services, including the operation of our Web Site/Mobile Apps. For more information about how we use your personal information, please see our privacy notice.

11. Contents of the Web Site/Mobile Apps – DISCLAIMER

THE MATERIALS IN AND ON THE WEB SITE/MOBILE APPS (INCLUDING ANY GRAPHICS) AND ANY MATERIALS MADE AVAILABLE THROUGH THE WEB SITE/MOBILE APPS ARE SUBJECT TO APPLICABLE STATUTES AND REGULATIONS, AND ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, INTELLIFLO ADVISERS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. INTELLIFLO ADVISERS DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THE WEB SITE/MOBILE APPS IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. THE MATERIALS IN THE WEB SITE/MOBILE APPS COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. THESE MATERIALS COULD BECOME INACCURATE AS A RESULT OF DEVELOPMENTS OCCURRING AFTER THEIR RESPECTIVE DATES. INTELLIFLO ADVISERS UNDERTAKES NO OBLIGATION TO MAINTAIN THE CURRENCY OF SUCH INFORMATION. CERTAIN LINKS IN THE WEB SITE/MOBILE APPS MAY LINK YOU TO OTHER SITES ON THE WORLD WIDE WEB. THE LINKED SITES ARE NOT UNDER THE CONTROL OF INTELLIFLO ADVISERS AND INTELLIFLO ADVISERS IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR UPDATES TO SUCH SITES. INTELLIFLO ADVISERS IS NOT RESPONSIBLE FOR WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED FROM ANY LINKED SITE. INTELLIFLO ADVISERS PROVIDES THESE LINKS TO YOU ONLY AS A CONVENIENCE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY A REFERRAL BY INTELLIFLO ADVISERS TO, OR AN ENDORSEMENT BY INTELLIFLO ADVISERS OF, THE LINKED SITE.

12. Operation of the Web Site/Mobile Apps — DISCLAIMER

intelliflo Advisers endeavors to maintain the Web Site/Mobile Apps and their operation, but is not, and cannot be, responsible for the results of any defects that may exist in the Web Site/Mobile Apps or its operation. AS TO THE OPERATION OF THE WEB SITE/MOBILE APPS, INTELLIFLO ADVISERS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. INTELLIFLO ADVISERS MAKES NO WARRANTY THAT (I) THE OPERATION OF THE WEB SITE/MOBILE APPS WILL MEET THE USER’S REQUIREMENTS; (II) ACCESS TO THE WEB SITE/MOBILE APPS WILL BE UNINTERRUPTED, TIMELY, SECURE, FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR FREE OF ERRORS; (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEB SITE/MOBILE APPS WILL BE ACCURATE OR RELIABLE; OR (IV) DEFECTS WILL BE CORRECTED. YOU (AND NOT INTELLIFLO ADVISERS) ASSUME THE ENTIRE COST OF ALL SERVICING, REPAIR, OR CORRECTION THAT MAY BE NECESSARY FOR YOUR COMPUTER EQUIPMENT AND SOFTWARE AS A RESULT OF ANY VIRUSES, ERRORS OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF USING OR VISITING THE WEB SITE/MOBILE APPS.

13. Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL INTELLIFLO ADVISERS BE LIABLE FOR ANY DAMAGES OR INJURY OR LOSS, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THE WEB SITE/MOBILE APPS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE IN THE WEB SITE/MOBILE APPS OR THE UNAVAILABILITY OF THE WEB SITE/MOBILE APPS. INTELLIFLO ADVISERS SHALL NOT BE LIABLE EVEN IF INTELLIFLO ADVISERS OR A INTELLIFLO ADVISERS AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE INCLUDE BUT ARE NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ERROR, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSMISSION, LINE FAILURE OR COMPUTER VIRUS OR OTHER HARMFUL COMPONENT.

14. Limitations as to Sections 11, 12 and 13 herein

APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL INTELLIFLO ADVISERS’S TOTAL LIABILITY TO YOU FOR DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE) EXCEED THE GREATER OF THE AMOUNT PAID BY YOU FOR ACCESSING THE WEB SITE/MOBILE APPS AND $50.00 USD.

15. Indemnification

You agree to defend, indemnify and hold harmless intelliflo Advisers, its members, affiliates and/or partners, and its and their officers, directors, partners, shareholders agents, licensees and employees from and against all claims, actions, liabilities, losses, expenses, damages and costs, including but not limited to attorney’s fees that may, at any time, arise out of or relate to your authorized, unauthorized, lawful or unlawful use of the Web Site/Mobile Apps or content therein, your breach of the Terms, as may be modified from time to time in intelliflo Advisers’ sole discretion, your inability to access the Web Site/Mobile Apps, the use of any linked web sites, your reliance on any errors or omissions in the Web Site/Mobile Apps, or the propagation and/or contraction of any computer virus in connection with your use of the Web Site/Mobile Apps and/or the related content.

16. Transmissions of Data

Electronic communications can be intercepted by third parties and, accordingly, transmissions to and from this website may not be secure. Delivery, and timely delivery, of electronic mail is also not guaranteed. intelliflo Advisers therefore recommends that you do not send time-sensitive or action-oriented messages to us via electronic mail. Such requests, orders, or instructions will not be processed until we can confirm your instructions or obtain appropriate written documentation where necessary.

17. General

Any notices to you from intelliflo Advisers regarding the Web Site/Mobile Apps or these Terms will be posted on the Web Site/Mobile Apps or made by e-mail or regular mail. When you visit the Web Site/Mobile Apps or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on the Web Site/Mobile Apps. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. You further agree that any notices provided by us electronically are deemed to be given and received on the date we transmit any such electronic communication as described in these Terms. Neither these Terms, nor any content, materials or features of the Web Site/Mobile Apps create any partnership, joint venture, employment, or other agency relationship between us. You may not enter into any contract on our behalf or bind us in any way. If a court of competent jurisdiction deems any provision unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

RedBlack Software terms of use

1. Website terms of use

1.1 Please read these terms of use carefully before you start to use this website, intelliflo.com or any of its sub-domains (the ‘site’). These terms of use set out the basis on which These terms of use set out the basis on which RedBlack Software, LLC (‘RedBlack’, “we’, ‘our’ or ‘us’) makes the site available to you. By accessing or using the site, or otherwise continuing to deal with us, you indicate that you accept these terms of use, and our privacy notice and cookies policy, and that you agree to abide by them. If you do not agree to these terms of use, or our privacy notice and cookies policy, please do not use the site.

1.2 “you” refers to an individual accessing the site. Where appropriate, “you” also means any entity on whose behalf an individual is accessing the site. If you are using the site on behalf of an entity, you are representing that you are authorised to bind that entity in whose name these terms of use, and our privacy notice and cookies policy, are being accepted by you and that on request you will supply to us such evidence as we may request to this effect.

2. Information about us

The site is operated by RedBlack Software, LLC but may also include information about our affiliates and their businesses (our affiliates are other members of our group of companies). RedBlack Software, LLC, having its principal place of business at 1 Bedford Farms Drive, Suite 104, Bedford, New Hampshire 03110.

3. Purpose of the site and further information

3.1 The site is intended as a source of general information about our and our related bodies corporate’ businesses, solutions, products and services. If you are (or you represent) an existing customer, then this site also enables you to access our services. Your access to and use of the site for the purposes of using our services through the site will be subject to a separate agreement you (or the entity you represent) entered into with us regarding the use of such services.

3.2 We aim to update the site regularly, and may change the content of the site at any time. Any of the material on the site may be out of date at any given time, and intelliflo is under no obligation to update such material. To the maximum extent permitted by law, we disclaim all warranties or representations that the site will be error-free or continuously available, or that the contents of the site are accurate, complete, up-to-date, or fit for any particular purpose. You understand and agree that your access to and use of the site and its contents is at your own initiative and risk.

3.3 If you are interested in acquiring our solutions, products and services we invite you to contact us for information and advice tailored to your needs on info@intelliflo.com, or by getting in touch with us via the site. Our solutions, products and services are supplied subject to separate terms and conditions.

3.4 You should not rely on the general information on the site and, to the extent permitted by law, we will not be legally responsible to you or to anyone else who is told such information and places reliance upon it. Please see paragraph 7 below for a more detailed explanation of the limits of our liability.

4. Accessing the site

4.1 We permit access to the site on a temporary basis and reserve the right to withdraw or amend the site for any reason and without notice. intelliflo will not be liable to you if for any reason the site is unavailable at any time or for any period.

4.2 You are responsible for making all arrangements necessary for you to have access to the site. You are also responsible for ensuring that all persons who access the site through your internet connection are aware of these terms of use, and that they comply with them.

5. How you may use the site

5.1 You may use our site only for lawful purposes. You may not use our site:

  1. In any way that breaches any applicable local, national or international law or regulation.
  2. In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.
  3. For the purpose of harming or attempting to harm minors in any way.
  4. To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).
  5. To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

5.2 You must not attempt to gain unauthorised access to the site, the server on which the site is stored or any server, computer or database connected to the site. You must not attack the site via a denial-of-service attack or a distributed denial-of service attack.

5.3 If you act in breach of paragraphs 5.1 or 5.2 above, you may commit a criminal offence under the laws of your jurisdiction. intelliflo will report any such breach to the relevant law enforcement authorities and intelliflo will co-operate with those authorities by disclosing your identity to them. In the event of such a breach or alleged breach, your right to use the site will cease immediately.

5.4 In connection with your use of the site and that of any person authorized by you to use the site, you are responsible for compliance with all applicable laws and regulations of all relevant jurisdictions.

5.5 You are responsible for obtaining all consents and approvals that may be required with regard to your access and use of the site and the content, or with regard to your disclosure of any information that you provide to us in connection with the site, regardless of whether such consents and approvals are required by law or otherwise.

6. Intellectual property rights

6.1 intelliflo respects the intellectual property rights of others and expects you to respect its intellectual property rights. It is the owner or licensee of copyright and all other intellectual property rights that subsist in the site, and of all materials (including all of the information, communications, software, scripting, photos, text, video, graphics, music, sounds, images and other materials and services) found or displayed on or made available through the site (‘content’). The content is protected by copyright or other intellectual property laws and treaties around the world. All such rights are reserved. We grant you a limited, personal license to access and make personal use of the site and the content solely for the following purposes:

  1. You may print off one copy, and may download extracts, of any page(s) from the site for your personal reference and you may draw the attention of others within your organisation to material posted on the site.
  2. You must always acknowledge our status (and that of any identified contributors) as the authors of the content.
  3. You must not:
    • Modify the paper or digital copies of any content (including any content you have printed off our site or downloaded in any way);
    • Use any content (including illustrations, photographs, video or audio sequences or any graphics) separately from any accompanying text; and
    • Use any part of the content for commercial purposes without obtaining a licence to do so from us or our licensors.

6.2 If you print off, copy or download any content (whether in whole or in part) in breach of these terms of use, your licence to access and use the site and any content will cease immediately and you must, at our option, return or destroy any copies of the content in your possession or control.

6.3 © Copyright 2014 RedBlack Software, LLC. All Rights Reserved. THE UNAUTHORIZED COPYING, DISPLAYING OR OTHER USE OF ANY CONTENT FROM THIS SITE IS A VIOLATION OF THE LAW. You acknowledge having been advised by RedBlack that the content is protected in the U.S. and internationally by a variety of laws, including but not limited to, copyright laws and treaty provisions, trademark laws, patent laws, and other proprietary rights laws (collectively "Rights"). In addition to RedBlack's Rights in individual elements of the content, RedBlack or its licensors own a copyright in the selection, coordination and arrangement of the content. No RedBlack trademark or service mark may be used as a hyperlink without RedBlack's prior written permission.

6.4 Other logos, brand names and trade names appearing on our site are the registered on unregistered trademarks of our clients and partners and may also be protected by copyright. By making them available on this site, we are not granting you a license to use them in any fashion.

6.5 By submitting any information or material on, or through the use of the site, you grant, or warrant that the owner of such material has expressly granted, us a royalty-free, fully-paid, perpetual, irrevocable, non-exclusive, worldwide license and right to use, make and have made, reproduce, modify, adapt, publish, translate, and distribute such material (in whole or in part) and to incorporate it in other works in any form, media, or technology now known or hereafter developed as available on the site.

7. The limits of our liability and indemnification

7.1 To the extent permitted by law, intelliflo, other members of our group of companies and third parties connected to us expressly exclude:

  1. Any guarantees, representations, or warranties (whether express or implied) that the site or its contents are complete, accurate, up-to-date, or fit for any particular purpose;
  2. All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity (other than those conditions or warranties that cannot be excluded as a matter of law);
  3. Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with the site or in connection with the use, inability to use, or results of the use of the site, the content, and any websites linked to the site, including, without limitation, any liability for:
    • Loss of income or revenue;
    • Loss of business;
    • Loss of profits or contracts;
    • Loss of anticipated savings;
    • Loss of data;
    • Loss of goodwill;
    • Wasted management or office time; and
    • Any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable;
    provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above. Notwithstanding the foregoing, our total liability to you for all losses, damages, and causes of action, including but not limited to those based on contract, tort or otherwise, arising out of your use of this site, its content or links, shall not exceed the amount you paid to access this site.

7.2 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any content posted on it, or on any website linked to it. We do not guarantee the security of any information transmitted to or from the site. You understand and agree to assume the security risk for any information you provide using the site.

7.3 This clause 7 does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

7.4 You agree to indemnify, defend, and hold us and our related bodies corporate, and the members, managers, officers, directors, employees, agents, and representatives of each of the foregoing (the ‘indemnified parties’), harmless from and against all claims, demands, suits or other proceedings, and all resulting loss, damage, liability, cost, and expense (including reasonable attorneys' fees), due to or arising out of content, data, information, other materials that you submit, post to, or transmit through the site, your access to or use of the content and the site, your violation of these terms of use, or your violation of any rights of another (but not to the extent that the loss, damage, liability, cost, or expense was caused or contributed to by the indemnified parties). We reserve, and you grant to us, the right to assume the exclusive defence and control of any matter subject to indemnification by you hereunder. All rights and duties of indemnification that are set forth herein shall survive termination of these terms of use.

8. Information about you and your visits to the site

8.1 We processes information about you. For more information, please see our privacy notice. By using the site, you consent to such processing and you warrant that all data provided by you is accurate.

8.2 We use cookies and similar technologies. For more information, please see our cookie policy.

9. Linking to the site

9.1 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

9.2 You must not establish a link from any website that is not owned by you.

9.3 The site must not be framed on any other site, nor may you create a link to any part of the site other than the home page. intelliflo reserve the right to withdraw linking permission without notice.

9.4 If you wish to make any use of material on the site other than that set out above, please address your request to info@intelliflo.com.

10. Links from the site

here the site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. Any links to third party sites or resources should not be treated as an endorsement of the third party by us, or as an indication of any affiliation between us and the third party.

11. Jurisdiction and applicable law

11.1 The courts exercising jurisdiction in the State of Illinois, USA will have non-exclusive jurisdiction over any claim arising from, or related to, access to or use of the site or its contents. We retain the right to bring proceedings against you for breach of these terms of use in your country of residence or any other relevant country.

11.2 These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of the State of Illinois, USA.

11.3 If any provision of these terms of use is held to be invalid by any law, rule, order or regulation of any government or by the final determination of any state or federal court, such invalidity shall not affect the enforceability of any other provision of the terms of use. The failure of RedBlack to exercise or enforce any right or provision of the terms of use shall not constitute a waiver of such right or provision. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the site, or the terms of use must be filed within one (1) year after such claim or cause of action arose or be forever barred.

12. Variations

We may revise these terms of use at any time by amending this page. You should check this page from time to time to take notice of any changes we made. Any amendments to these terms will be effective from the date they are made, unless otherwise expressly indicated. You will be deemed to have accepted any amendments to these terms if you continue to access or use the site, or any content available through the site, after this page has been updated. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on the site.

13. Contact details

If you have any questions about these terms of use, please contact: legal@intelliflo.com.

Disclaimer Regarding Investment Advice

REDBLACK SOFTWARE, LLC IS NOT A REGISTERED INVESTMENT ADVISOR, AND NEITHER REDBLACK SOFTWARE, LLC NOR ANY SOFTWARE APPLICATIONS SOLD BY IT PROVIDE INVESTMENT ADVICE WITH RESPECT TO ANY SECURITIES OR SECURITIES TRANSACTIONS. REDBLACK SOFTWARE, LLC IS NOT A REGISTERED BROKER-DEALER NOR IS IT AFFILIATED WITH ANY REGISTERED BROKER-DEALER.