Oxford Risk

Designed by behavioural scientists, quant and data specialists alongside financial advisers, Investor Compass allows you to gain a deeper understanding of your client’s Investor Profile, empowering you to provide them with the best advice to achieve their lifetime goals.

Oxford Risk are an award-winning provider of risk profiling and behavioural insight software. They specialise in using behavioural finance and data analytics to help advisers to efficiently personalise advice and improve client outcomes. The app includes 5 powerful modules to better understand your clients:

1. Suitable Risk Level
   An investor’s Suitable Risk Level is the amount of risk they should take with their investment portfolio to ensure that the risk of their overall wealth is right for them. It is the amount of risk which balances their investment portfolio with their remaining assets (and liabilities), future incomes and spending, as well as their emotional capacity to take risk. It also recognises their level of investment knowledge and experience.
2. Financial Personality Assessment
   Includes your standard Risk Tolerance assessment, Composure, Confidence, Familiarity Preferences, and Impulsivity
3. Knowledge and Experience
   Includes history with investing and understanding finance.
4. Financial Circumstance and Risk Capacity
   Measures an investor’s financial ability to take investment risk given current assets, liabilities, and expectations of future cashflows. We will import your client’s fact find and plan data to populate this result. Where we can not access data from intelliflo, you can enter manually through the Oxford Risk site (this includes liabilities, net monthly expenditure, asset allocation and holdings information).
5. Sustainable Investing
   Measures an investor’s attitudes towards using investments to achieve positive social and environmental outcomes. Once a report has been approved on Oxford Risk side, a document will be uploaded into intelliflo office documents directory.