Delivering great financial advice
Your clients have a variety of goals and desires. Helping them understand their needs and giving them the right advice can get them there.
What you can do for your clients
The role that financial advice plays can be crucial for your clients.
Financial stability
Enable your clients to handle financial challenges that occur unexpectedly. Includes creating a sustainable income stream, reducing debt, building an emergency fund, and saving for retirement.
Investment growth and management
Clients want to grow their investments as much as possible, and need advisers who can help them identify high-return investment opportunities and manage their investments effectively. This may include diversification of their investment portfolios, investment planning, and risk management.
Tax planning
Clients need financial advice to help them minimise their tax liability. This is particularly true for high-net-worth individuals who may be subject to higher tax rates.
Retirement planning
One of the primary reasons people seek financial advice is to prepare for retirement. intelliflo’s cashflow capability can easily show clients how much will be enough.
Risk management
Clients need advisers who can help them identify and mitigate risks to their financial positions. This may include insurance planning, asset protection, and wealth transfer strategies. Attitude to risk functionality is available within intelliflo office.
Budgeting
Many clients need help creating and maintaining a sound budget that aligns with their financial goals. Advisers can help clients create a realistic budget using intelliflo’s cashflow capability that enables them to achieve their goals.
Reassurance in challenging times
During periods of uncertainty, providing reassurance is a key part of the adviser’s role.
Cashflow models can be a great way of showing clients how changing economic conditions may impact their finances
Using assumed rates of inflation, growth and interest rates, as well as the client’s risk tolerance and financial goals, these tools can bring to life a personalised projection of future wealth under different scenarios.
Clear illustrations of the compound effect investing earlier can have on returns
A powerful reminder for clients of the impact of today’s decisions on their long-term finances. It could help convince those who need to reduce or pause their investment contributions to meet current commitments to start contributing again as soon as they can.
Spending with cashflow modelling tools may reveal where money can be saved
For clients in retirement, combining detailed analysis of spending with cashflow modelling tools may reveal where money can be saved, and the impact that will have on how long their capital will last. It can help conversations around whether the current income is sustainable, or if future spending plans need to be adjusted.
intelliflo’s cashflow capability
We make it easier for you to provide your clients with the best financial advice for their long-term goals.
Live adjustments
Enables you to explore unlimited scenarios to help clients understand the impact of their financial decisions. Brings your guidance to life using flexible graph options that visually drive home the value of your advice.
Transparency
When nothing is hidden from you or your clients, decisions can be made collaboratively, with clarity and purpose.
Powerful calculations
Our tools let you effortlessly review client strategies and see the impact these will have on tax and capacity for loss variables.
The power of integrated apps
Apps are becoming an integral part of the advice process to provide a true end-to-end solution and provide clients with an enhanced experience.
Through our intelliflo store, you can view and install apps to extend intelliflo office’s capabilities
This includes platforms, third-party provider feeds and powerful fund research and analysis tools. This includes access to platform investment data from within intelliflo office.
Complete audit trail and up-to-date information
All investment information, correspondence and related advice is stored against the client record in intelliflo office, giving you a complete audit trail and up-to-date information. Better yet, our personal finance portal enables you to show your clients this data in real-time, giving them a clear demonstration of your value with complete administrative oversight.